There are currently numerous first-time home buyer programs that make NOW one of the easiest times to buy!

North Dakota Housing Finance Agency (www.NDHFA.org)

The Start Program provides first-time buyers with affordable first mortgages and can help with your out-of-pocket cash requirements.

City of Moorhead & Minnesota Housing Finance Agency (www.cityofmoorhead.com)

First-time and income-qualified buyers may qualify for down payment and mortgage financing through Moorhead’s partnerships with MN Housing Finance Agency and Greater Minnesota Housing Fund.

The Village Family Services (www.thevillagefamily.org)

First-time home buyer education classes.

Mortgage Calculators (www.trulia.com/mortgage-calculators)

Determine how much you can afford, the optimal loan terms and products for your financial situation, and your estimated monthly payments.

We are proud to work with numerous lenders throughout our community, including the wonderful staff of Western State Bank. Inquire about interest rates, programs, and much more! Click here for more information. Their helpful staff are ready to help you take that first step toward home ownership!